Home Shopping Happiness
by Jeff Lindigrin
If you’ve spent the winter hibernating in your apartment, you might have it. If you are envious of friend’s talking about the constant trips to hardware stores and garden centers, you might have it. Is the warmer weather is giving you a little more pep in your step? Making you want to go for a jog around the neighborhood, only to realize you don’t live in a neighborhood? It’s a condition common this time of the year, and you’ve got it. What is it?
“Spring Home Buying Fever”
It’s fun and exciting to spend a weekend checking out the new model homes in your favorite part of DFW. Naturally, you start imagining how much more pleasant life is going to be with the extra space, garden hoses, and landscaping. Pause that.
Take a few moments to get pre-approved for a mortgage.
Primarily because the DFW area is at or near the top of the list in job growth, the residential real estate market is more competitive than it’s ever been. Inventories of available homes are low and projected to remain tight for the foreseeable future.
Therefore, getting pre-approved for a mortgage is an absolute necessity. Set up a consultation appointment with a loan officer. Be prepared to answer personal financial questions and to deliver an assortment of financial documents proving your income, assets, work history, etc.
A great loan officer will listen to your questions and concerns. Examine the elements of your financial and credit history and advise you on a plan of action to reach your objective. They walk with you through the loan process from beginning to end.
Great loan officers are also great communicators. They are focused on your best interests and committed to your future. Together, you are building a professional relationship that’s centered on understanding and maintaining proper expectations in this environment.
Your loan officer will issue you a Pre-Approval letter. The letter will outline the specifics you are qualified for. This is the weapon you must have in order to then go shopping.
So let’s maximize the fun and happiness and get you home this spring.
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VP Of Happiness
Great Western Financial Services, Inc.
5408 West Plano Parkway, Plano, TX 75093, NMLS #82156.
Programs, rates, terms, and conditions subject to change without notice. All financing subject to credit and income approval.
This is not a commitment to lend. Rates can change daily. Other restrictions may apply.